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Asset protection

Asset protection in Luxembourg

The firm protects your estate in Luxembourg through a suitable legal structure: holding companies, division of ownership, separation of professional and private risks, and succession planning.

In short

Asset protection in Luxembourg consists in shielding wealth from professional, personal and succession risks through lawful structuring: holdings, dismemberment of ownership, risk segregation. It must be put in place in good faith and in advance, since late protection, in the urgency of a dispute, may be unenforceable or requalified.

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Maître Cora Maglo, Avocate à la CourResponsible for legal content: Maître Cora Maglo, Avocate à la Cour, Liste I du Barreau de Luxembourg depuis 2009. · Applicable law: Luxembourg

Asset protection in Luxembourg: key points at a glance

Fees, timeframes, documents and deliverables
ItemWhat to know
FeesFees stated upfront. Consultation from EUR 175 excl. VAT; fixed-fee wealth structuring engagement from EUR 1,500 depending on the complexity of the estate and the scope of protection.
Indicative timingThe diagnostic is delivered within a few days; the setting up of the protection structures is planned according to the required deeds, ideally outside of any dispute.
Documents required
  • Mapping of assets and risks
  • Existing ownership structures
  • Professional situation and current commitments
  • Succession objectives
Deliverables
  • Diagnostic of wealth vulnerability
  • Structured protection scheme
  • Implementation and enforceability plan

Protecting an estate means isolating assets from professional, personal and succession uncertainties: a coherent legal structure, put in place upstream and in good faith, durably secures what you have built.

Cerno Law Firm designs lawful and defensible asset protection arrangements, combining holding companies, division of ownership and planning, in the service of directors, investors and families.

Asset protection in Luxembourg: when should you call on the firm?

As a director or holder of an estate, you want to protect your assets from professional risks, personal uncertainties and a poorly prepared transfer.

An unstructured estate, where everything is exposed as a single block, is vulnerable to the first dispute or the first difficulty.

What happens if you do nothing?

Seizure of personal assets for professional debts, forced joint ownership, disorderly transfer, late structuring deemed fraudulent.

Protection put in place too late, in the urgency of a dispute, may be unenforceable or reclassified.

How does the firm step in?

Wealth diagnostic, separation of risks through holding companies and dedicated structures, division of ownership, succession planning and the setting up of lawful and enforceable protections.

Cerno is a law firm admitted to the Luxembourg Bar: the digital tools serve only to simplify the gathering of information, the qualification of the matter and the tracking of requests; they never replace the lawyer's advice, who designs and validates every protection arrangement.

Practice areas

When to call on the firm

  • Separate professional assets from private assets.
  • Structure ownership through holding companies and dedicated companies.
  • Put in place a division of ownership.
  • Anticipate the transfer to protect family assets.

Start online

Start your case in under 5 minutes

A simple, transparent process supervised by a lawyer admitted to the Luxembourg Bar.

Today, most cases can be initiated entirely online. Our digital tools streamline administrative steps so the lawyer can focus on the legal analysis of your situation.

Step 1 of 5 · 3 to 5 minutes

Describe your need

Select your issue, answer a few simple questions and share your documents if needed.

What you get

  • Initial qualification of the case
  • List of useful documents
  • Secure transmission
Start my assessment

What reassures our clients

Confidentiality

Lawyer’s professional secrecy.

Speed

Start your case online 24/7.

Transparency

Fees communicated before engagement.

Expertise

Review by a lawyer of the Luxembourg Bar.

Simplicity

Under 5 minutes to open your case.

Fees stated upfront

Consultation from EUR 175 excl. VAT; fixed-fee wealth structuring engagement from EUR 1,500 depending on the complexity of the estate and the scope of protection.

Get a quote

FAQ

Frequently asked questions

Is asset protection legal?

Yes, provided it is put in place in good faith, upstream and transparently. The firm rules out any fraudulent arrangement or one designed to organise insolvency.

When should you structure the protection of your estate?

As early as possible, outside of any dispute: protection put in place in the urgency of a difficulty may be unenforceable or reclassified.

How do you separate private and professional assets?

Through dedicated structures (holding companies, companies) and, where appropriate, a division of ownership. The firm designs the architecture suited to your situation.

Does Cerno offer an automated service?

No. Cerno is a law firm admitted to the Luxembourg Bar; the digital tools help with gathering information and tracking, but the lawyer designs and validates every protection arrangement.

Member of

Affiliations & professional networks

  • Barreau de Luxembourg
  • European Immigration Lawyers Network (EILN)
  • Union des Avocats Européens (AEA)
  • Cross Border Advisory Solutions
  • Institut Luxembourgeois des Administrateurs (ILA)
  • Association Luxembourgeoise des Juristes de Droit Bancaire (ALJB)

Free guide · PDF

The practical guide to secure your next step

Checklists, key steps and points to watch, prepared by the firm. Get it instantly, no strings attached.

  • The key steps, explained simply
  • The documents to prepare
  • The common mistakes to avoid
Written by a lawyer 100% free No commitment Instant download

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Written by Maître Cora Maglo, attorney at law.

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Founded in 2013; Maître Cora Maglo has been admitted to the Luxembourg Bar since 2009

2013
independent firm
2009
at the Bar since 2009
4,7/5
81 Google reviewsRead reviews

Expertise & authority

Ongoing review and analysis of Luxembourg and European case law

Avocate à la Cour, List I of the Luxembourg Bar since 2009

Trained at the London School of Economics, formerly at Clifford Chance and Bonn Steichen & Partners

Member of international networks: EILN, AEA, Cross Border Advisory Solutions

Every matter handled and approved by a lawyer admitted to the Bar

Support in French and English

They talk about us

The firm referenced and cited

Professional directories, business press and legal publications where Cerno Law Firm and Maître Cora Maglo are referenced.

  • Paperjam
  • Editus
  • AmCham Luxembourg
  • ICLG, Corporate Immigration
  • Lexology
  • Startup Luxembourg
  • Alumni Université de Strasbourg
  • DatoCapital
  • Lawzana
  • Sitipro
  • Opendi Luxembourg
  • Yellow.lu
  • Luxembourg.co
  • Legalist
  • Global Law Lists
  • Debitura

Let’s talk about your matter

Describe your situation: you receive an initial analysis and a transparent quote, with no obligation. One dedicated lawyer, from start to finish.

Why contact us?

  • Response within 48 working hours
  • Professional secrecy guaranteed
  • Fees announced in advance
  • A single dedicated lawyer
  • Companies, investors and individuals

It only takes a few minutes to submit your matter.