Asset protection
Asset protection in Luxembourg
The firm protects your estate in Luxembourg through a suitable legal structure: holding companies, division of ownership, separation of professional and private risks, and succession planning.
In short
Asset protection in Luxembourg consists in shielding wealth from professional, personal and succession risks through lawful structuring: holdings, dismemberment of ownership, risk segregation. It must be put in place in good faith and in advance, since late protection, in the urgency of a dispute, may be unenforceable or requalified.
Responsible for legal content: Maître Cora Maglo, Avocate à la Cour, Liste I du Barreau de Luxembourg depuis 2009. · Applicable law: Luxembourg
Asset protection in Luxembourg: key points at a glance
| Item | What to know |
|---|---|
| Fees | Fees stated upfront. Consultation from EUR 175 excl. VAT; fixed-fee wealth structuring engagement from EUR 1,500 depending on the complexity of the estate and the scope of protection. |
| Indicative timing | The diagnostic is delivered within a few days; the setting up of the protection structures is planned according to the required deeds, ideally outside of any dispute. |
| Documents required |
|
| Deliverables |
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Protecting an estate means isolating assets from professional, personal and succession uncertainties: a coherent legal structure, put in place upstream and in good faith, durably secures what you have built.
Cerno Law Firm designs lawful and defensible asset protection arrangements, combining holding companies, division of ownership and planning, in the service of directors, investors and families.
Asset protection in Luxembourg: when should you call on the firm?
As a director or holder of an estate, you want to protect your assets from professional risks, personal uncertainties and a poorly prepared transfer.
An unstructured estate, where everything is exposed as a single block, is vulnerable to the first dispute or the first difficulty.
What happens if you do nothing?
Seizure of personal assets for professional debts, forced joint ownership, disorderly transfer, late structuring deemed fraudulent.
Protection put in place too late, in the urgency of a dispute, may be unenforceable or reclassified.
How does the firm step in?
Wealth diagnostic, separation of risks through holding companies and dedicated structures, division of ownership, succession planning and the setting up of lawful and enforceable protections.
Cerno is a law firm admitted to the Luxembourg Bar: the digital tools serve only to simplify the gathering of information, the qualification of the matter and the tracking of requests; they never replace the lawyer's advice, who designs and validates every protection arrangement.
Practice areas
When to call on the firm
- Separate professional assets from private assets.
- Structure ownership through holding companies and dedicated companies.
- Put in place a division of ownership.
- Anticipate the transfer to protect family assets.
Start online
Start your case in under 5 minutes
A simple, transparent process supervised by a lawyer admitted to the Luxembourg Bar.
Today, most cases can be initiated entirely online. Our digital tools streamline administrative steps so the lawyer can focus on the legal analysis of your situation.
Step 1 of 5 · 3 to 5 minutes
Describe your need
Select your issue, answer a few simple questions and share your documents if needed.
What you get
- Initial qualification of the case
- List of useful documents
- Secure transmission
What reassures our clients
Confidentiality
Lawyer’s professional secrecy.
Speed
Start your case online 24/7.
Transparency
Fees communicated before engagement.
Expertise
Review by a lawyer of the Luxembourg Bar.
Simplicity
Under 5 minutes to open your case.
Fees stated upfront
Consultation from EUR 175 excl. VAT; fixed-fee wealth structuring engagement from EUR 1,500 depending on the complexity of the estate and the scope of protection.
FAQ
Frequently asked questions
Is asset protection legal?
Yes, provided it is put in place in good faith, upstream and transparently. The firm rules out any fraudulent arrangement or one designed to organise insolvency.
When should you structure the protection of your estate?
As early as possible, outside of any dispute: protection put in place in the urgency of a difficulty may be unenforceable or reclassified.
How do you separate private and professional assets?
Through dedicated structures (holding companies, companies) and, where appropriate, a division of ownership. The firm designs the architecture suited to your situation.
Does Cerno offer an automated service?
No. Cerno is a law firm admitted to the Luxembourg Bar; the digital tools help with gathering information and tracking, but the lawyer designs and validates every protection arrangement.
Free guide · PDF
The practical guide to secure your next step
Checklists, key steps and points to watch, prepared by the firm. Get it instantly, no strings attached.
- The key steps, explained simply
- The documents to prepare
- The common mistakes to avoid
Free diagnostic
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A few questions are enough to identify your need and the right legal answer, with no sign-up and no commitment.
Founded in 2013; Maître Cora Maglo has been admitted to the Luxembourg Bar since 2009
- 2013
- independent firm
- 2009
- at the Bar since 2009
- 4,7/5
- 81 Google reviewsRead reviews
Expertise & authority
Ongoing review and analysis of Luxembourg and European case law
Avocate à la Cour, List I of the Luxembourg Bar since 2009
Trained at the London School of Economics, formerly at Clifford Chance and Bonn Steichen & Partners
Member of international networks: EILN, AEA, Cross Border Advisory Solutions
Every matter handled and approved by a lawyer admitted to the Bar
Support in French and English
Testimonials
What our clients say
Selected excerpts from public reviews. Consult the Google listing for all ratings and comments; a testimonial does not guarantee a legal outcome.
Had a consultation with Me Cora Maglo about my Luxembourg Blue Card application. She explained everything clearly: the process, timeline and documents I need, and helped me with my wife’s family reunification too. Honest and practical advice. I felt confident after talking to her.F. P.J’ai beaucoup apprécié le service de Maître Maglo : son sérieux, sa sympathie, son professionnalisme et sa disponibilité. Toujours répondu rapidement et clairement, avec des conseils pragmatiques, sans pousser à des procédures longues et coûteuses lorsqu’elles ne sont pas justifiées.N. W.Super assistance and great support! Highly recommend. All my questions were answered, Cora and her team kept me updated all the time. I will definitely reach out to them next time for my residency.T.They talk about us
The firm referenced and cited
Professional directories, business press and legal publications where Cerno Law Firm and Maître Cora Maglo are referenced.
Let’s talk about your matter
Describe your situation: you receive an initial analysis and a transparent quote, with no obligation. One dedicated lawyer, from start to finish.
Why contact us?
- Response within 48 working hours
- Professional secrecy guaranteed
- Fees announced in advance
- A single dedicated lawyer
- Companies, investors and individuals
It only takes a few minutes to submit your matter.






















