Debt recovery lawyer in Luxembourg

A lawyer's formal notice is worthwhile even for modest amounts, as it gives credibility to the claim. For larger or contested amounts, court proceedings become relevant.

To recover against a debtor abroad, the firm uses the European instruments (European payment order, European Enforcement Order) and coordinates enforcement in the debtor's country.

If the debtor contests the debt, the matter shifts to litigation on the merits, where the firm defends your claim with the available evidence.

As soon as an unpaid invoice persists despite reminders. The formal notice sets a payment deadline, triggers late-payment interest and is a key step before any court action.

The formal notice is charged on a fixed-fee basis from EUR 450 excluding tax. The court phase depends on the amount and the complexity; the cost is stated before any commitment, and part of the costs may, depending on the case, be charged to the debtor.

Yes. In commercial matters, late-payment interest and a fixed recovery indemnity are in principle due, in addition to the principal. The contract and the terms of sale often specify the rate.

It varies according to the nature of the debt. Acting quickly is essential: once the limitation period has passed, the right to demand payment is lost. A prompt review of the file secures your rights.

The creditor must file its claim in the collective proceedings and defend its interests with the administrator or receiver. The firm assists with this filing and the follow-up of the proceedings.

Depending on the debtor, through the European order for payment, the European enforcement regulations or coordination with a local partner firm. Cerno manages these cross-border matters.