T&C
Lawyer for your general terms and conditions of sale in Luxembourg
The firm drafts robust general terms and conditions of sale that comply with Luxembourg and European law, tailored to your activity, whether B2B, B2C or e-commerce.
Legal content reviewed by Maître Cora Maglo, Avocate à la Cour, Liste I du Barreau de Luxembourg depuis 2009.
Your terms and conditions are the legal foundation of every sale: they set the price, the timeframes, the payment terms, the liability and the resolution of disputes.
Well-drafted terms protect you against unpaid invoices and challenges, and strengthen your position should a dispute arise.
The need
Many businesses sell with no terms and conditions at all, or with copied terms that are not compliant.
In e-commerce and B2C, precise mandatory information is required, such as the right of withdrawal and pre-contractual disclosures.
The risk
Terms that cannot be enforced for lack of acceptance, unfair clauses treated as void, and penalties for breaching information obligations.
Without a payment and penalty clause, recovering what you are owed becomes much harder.
How the firm helps
Drafting of bespoke terms and conditions, incorporating payment clauses, retention of title, liability and jurisdiction provisions.
The firm ensures your terms are enforceable and compliant for each of your sales channels. Our digital tools only speed up information gathering; the drafting is handled by a lawyer admitted to the Luxembourg Bar.
Practice areas
When to call on the firm
- Launching a business selling products or services.
- Bringing an e-commerce site into compliance.
- Securing your payment terms and conditions.
- Adapting your terms to a professional or consumer customer base.
Method
Our engagement process
- 1
Information intake
You describe your need via a structured form or an initial call. Our digital tools serve only to organise this information and save time.
- 2
Lawyer qualification
Maître Maglo reviews your situation, identifies the legal issues and confirms the feasibility and exact scope of the engagement.
- 3
Transparent quote
You receive a clear fee proposal, a fixed fee or a range, before any engagement. Nothing is billed without your approval.
- 4
Legal work
The firm drafts, negotiates or litigates as required. Every deliverable is designed and approved by a lawyer admitted to the Luxembourg Bar.
- 5
Tracking and delivery
You follow your matter transparently and receive your finalised documents with the explanations you need.
Documents required
- • A description of your offering and your customer base
- • Your sales channels (shop, website, B2B)
- • Existing terms and conditions, where applicable
Deliverables
- • Drafted, ready-to-use terms and conditions
- • An enforceability note
- • E-commerce and B2C recommendations where needed
Indicative timing
Terms and conditions are generally delivered within 3 to 7 working days, depending on the complexity of the offering.
Fixed fee stated in advance
The fee depends on the nature of the activity (B2B, B2C, e-commerce) and is communicated before any drafting begins, from EUR 1,500.
FAQ
Frequently asked questions
Are terms and conditions mandatory?
Terms and conditions are mandatory in part: in B2C and e-commerce, pre-contractual information must be provided. In B2B, terms and conditions are not imposed but are strongly recommended to secure your sales.
How do I make my terms and conditions enforceable?
To make your terms enforceable, the customer must be able to read and accept them before the contract is concluded. The firm sets out the method best suited to your sales channel.
Do I need different terms and conditions for e-commerce?
Yes, e-commerce requires specific terms and conditions, notably on the right of withdrawal and consumer information, so online sales need dedicated wording.
Quick answer
Are general terms and conditions of sale mandatory in Luxembourg?
Terms and conditions of sale are not mandatory in every situation, but they are an essential tool for framing commercial relationships, setting out payment terms, limiting certain liabilities and protecting the company's interests in the event of a dispute.
Our approach
A pragmatic reading of every case
Notre objectif n’est pas seulement d’expliquer la règle, mais d’identifier la solution la plus efficace pour atteindre vos objectifs. Chaque dossier est analysé sous trois angles.
Risque juridique
La règle applicable, les délais et les points de contentieux possibles.
Risque opérationnel
L’impact concret sur votre activité, vos contrats et votre organisation.
Risque financier
Le coût d’une décision, d’un litige ou d’une inaction, chiffré en amont.
Expertise
Your terms of sale, your first line of legal defence
Why your terms of sale are strategic
- Securing payments
- Providing for late-payment interest
- Organising delivery
- Limiting certain liabilities
- Termination conditions
- Facilitating recovery
B2B terms of sale (companies)
- Limitation of liability
- Payment deadlines
- Penalties
- Intellectual property
- Termination
E-commerce and B2C
- Online sales
- Marketplace
- Subscriptions
- Digital services
- Consumer protection
- Right of withdrawal
SaaS and platforms
- SLA and availability
- Personal data
- Intellectual property
- Limitation of liability
- Applications and cloud
AI and digital business
- Generative AI
- Automation
- Liability and data
- Interaction with the GDPR
Preventing unpaid invoices
- Late-payment penalties
- Interest
- Retention of title
- Guarantees
- Suspension of services
Examples of matters handled
Proven expertise, anonymised
Consulting firm
Terms of sale limiting contractual liability.
E-commerce website
Terms of sale compliant with consumer law.
SaaS company
Terms of sale, terms of use and associated contractual documents.
Commercial dispute
Defence of a company on the basis of its contractual terms.
Representative and anonymised examples, for illustration only. Every matter is handled and validated by a lawyer registered with the Luxembourg Bar.
They entrust us with their cases
Varied profiles, the same standard of excellence
- Entrepreneurs setting up their company in Luxembourg
- International investors
- SME executives
- International groups
- Expatriates and international families
- Employers recruiting foreign talent
Explore our key areas of expertise
Contracts, digital and litigation
FAQ
Frequently asked questions
Who needs terms and conditions of sale in Luxembourg?
Any company that sells goods or services has an interest in having terms of sale: service providers, e-commerce traders, SaaS publishers, consultants, agencies. They govern payment, liability and disputes, even though they are not always mandatory.
What is the difference between terms of sale and terms of use?
Terms of sale govern the sale (price, payment, delivery, liability), terms of use govern the use of a service or a site (access, accounts, content, responsibilities). An e-commerce or SaaS site often needs both.
How do you draft compliant terms of sale?
They must cover price, payment deadlines, penalties, retention of title, delivery, liability, termination, personal data and jurisdiction, in compliance with Luxembourg and European law, and be tailored to your activity.
Can I copy a competitor's terms of sale?
This is strongly discouraged: copied terms of sale are often unsuitable, sometimes protected, and may be unenforceable or counterproductive in the event of a dispute. Tailored terms of sale genuinely protect your activity.
Are my terms of sale enforceable against my customers?
Only if the customer has read and accepted them before the conclusion of the contract (acceptance, tick box, signature). Poor integration makes the clauses unenforceable: this is a key point.
How much does it cost to draft terms of sale?
Drafting terms of sale with a defined scope is handled on a fixed-fee basis, stated before any work begins. The cost depends on the activity (B2B, e-commerce, SaaS) and the specific clauses required.
Free guide · PDF
The practical guide to secure your next step
Checklists, key steps and points to watch, prepared by the firm. Get it instantly, no strings attached.
- The key steps, explained simply
- The documents to prepare
- The common mistakes to avoid
Free diagnostic
A contract to secure? Check your situation in 2 minutes.
A few questions are enough to identify your need and the right legal answer, with no sign-up and no commitment.
Choosing Cerno means choosing over 17 years of experience
- 2013
- independent firm
- 2009
- at the Bar since 2009
- 7
- working languages

- 100+
- companies & SOPARFI structured
- 200+
- visas & residence permits obtained
- 170
- client nationalities served
- 300+
- due diligence reviews conducted
Around twenty M&A transactions supported · one of the best visa approval rates in Luxembourg.
Since 2009, we devote our expertise to your satisfaction: more than 85% of our clients renew their trust in us.
Our work
Representative matters, anonymised
Typical examples of engagements handled by the firm, presented in an anonymised and illustrative manner. Each matter is handled and validated by a lawyer registered with the Luxembourg Bar.
A holding company and a residence permit, in a single process
Incorporation of a SOPARFI for a non-resident investor, combined with obtaining their residence permit. A single point of contact across both fronts.
Permit obtained in 6 weeksA similar matter? Companies & governanceFounders protected before the funding round
Structuring a shareholders’ agreement and governance for a young company with several founders, ahead of a funding round.
Shareholders’ agreement signed before the roundA similar matter? Debt recoveryA debt recovered across borders
Cross-border recovery of unpaid debts for an SME, through an order for payment and coordination with a foreign colleague.
Receivable recovered in full (100%)A similar matter? Employment lawAn executive defended before the Labour Tribunal
Supporting an executive in a contested dismissal, from strategy to representation at the hearing.
Case argued at the hearingA similar matter? ContractsA secured international distribution
Negotiating and securing an international framework distribution agreement, from liabilities through to the competent jurisdiction.
Competent jurisdiction securedA similar matter?Typical, anonymised examples, for illustration only. They do not prejudge the outcome of a matter, which depends on each situation.
Entrust my matter to the firmExpertise & authority
Ongoing review and analysis of Luxembourg and European case law
Avocate à la Cour, List I of the Luxembourg Bar since 2009
Trained at the London School of Economics, formerly at Clifford Chance and Bonn Steichen & Partners
Member of international networks: EILN, AEA, Cross Border Advisory Solutions
Every matter handled and approved by a lawyer admitted to the Bar
Support in 7 languages, clients of 170 nationalities
Testimonials
What our clients say
Had a consultation with Me Cora Maglo about my Luxembourg Blue Card application. She explained everything clearly: the process, timeline and documents I need, and helped me with my wife’s family reunification too. Honest and practical advice. I felt confident after talking to her.Farshid Pourlatifi
J’ai beaucoup apprécié le service de Maître Maglo : son sérieux, sa sympathie, son professionnalisme et sa disponibilité. Toujours répondu rapidement et clairement, avec des conseils pragmatiques, sans pousser à des procédures longues et coûteuses lorsqu’elles ne sont pas justifiées.Nathan Wirtzfeld
Super assistance and great support! Highly recommend. All my questions were answered, Cora and her team kept me updated all the time. I will definitely reach out to them next time for my residency.Tatiana
They talk about us
The firm referenced and cited
Professional directories, business press and legal publications where Cerno Law Firm and Maître Cora Maglo are referenced.
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