Recovery & commercial
European payment order in Luxembourg
The European payment order is a simplified, written procedure (Regulation EC 1896/2006) that allows you to recover an uncontested pecuniary claim against a debtor in another EU State, without a hearing and with an enforceable title throughout the Union. The firm uses it for your cross-border unpaid debts.
Legal content reviewed by Maître Cora Maglo, Avocate à la Cour, Liste I du Barreau de Luxembourg depuis 2009.
When the claim is clear and undisputed, the European payment order is often the fastest and most economical route to obtain an enforceable title recognised across the EU.
If the debtor objects, the procedure shifts to litigation on the merits. Cerno Law Firm assesses whether it is appropriate and conducts the procedure.
The need
You have an unpaid and uncontested invoice against a debtor within the EU.
A standard domestic procedure would be slower and more costly.
The risk
An incomplete file leading to rejection, a poorly anticipated objection by the debtor, the claim becoming time-barred.
A badly completed form delays the whole recovery.
How we help
Assembling the file, filing the application for the order, monitoring service and obtaining the enforceable title.
Handling any objection and shifting to the merits if necessary.
Practice areas
When to call on the firm
- Recover a clear B2B claim within the EU.
- Avoid lengthy proceedings for an uncontested unpaid debt.
- Obtain a cross-border enforceable title quickly.
- Prepare an attachment once the title is obtained.
Method
Our engagement process
- 1
Information intake
You describe your need via a structured form or an initial call. Our digital tools serve only to organise this information and save time.
- 2
Lawyer qualification
Maître Maglo reviews your situation, identifies the legal issues and confirms the feasibility and exact scope of the engagement.
- 3
Transparent quote
You receive a clear fee proposal, a fixed fee or a range, before any engagement. Nothing is billed without your approval.
- 4
Legal work
The firm drafts, negotiates or litigates as required. Every deliverable is designed and approved by a lawyer admitted to the Luxembourg Bar.
- 5
Tracking and delivery
You follow your matter transparently and receive your finalised documents with the explanations you need.
Documents required
- • Invoices and proof of the claim
- • Contract and payment terms
- • The debtor's contact details within the EU
Deliverables
- • Application for a European order
- • Monitoring through to the enforceable title
- • Advice on enforcement
Indicative timing
In the absence of an objection, the procedure is generally completed within a few weeks.
Announced fixed fee
Depending on the amount and the complexity; external costs are separate.
FAQ
Frequently asked questions
When should the European payment order be used?
For a civil or commercial pecuniary claim, uncontested, in a cross-border EU dispute (the creditor and the debtor are not in the same State, or the court is in another State).
What happens if the debtor contests the claim?
An objection brings the order procedure to an end and the dispute continues under ordinary civil procedure, unless the creditor has chosen otherwise.
Is the title enforceable throughout the EU?
Yes. A European payment order that has become enforceable is recognised and enforced in the other Member States without any intermediate procedure.
Member of
Affiliations & réseaux professionnels
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Choosing Cerno means choosing over 17 years of experience
- 2013
- independent firm
- 2009
- at the Bar since 2009
- 7
- working languages
- 100+
- companies & SOPARFI structured
- 200+
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- 170
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Our work
Representative matters, anonymised
Typical examples of engagements handled by the firm, presented in an anonymised and illustrative manner. Each matter is handled and validated by a lawyer registered with the Luxembourg Bar.
A holding company and a residence permit, in a single process
Incorporation of a SOPARFI for a non-resident investor, combined with obtaining their residence permit. A single point of contact across both fronts.
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Structuring a shareholders’ agreement and governance for a young company with several founders, ahead of a funding round.
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Cross-border recovery of unpaid debts for an SME, through an order for payment and coordination with a foreign colleague.
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Supporting an executive in a contested dismissal, from strategy to representation at the hearing.
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Competent jurisdiction securedA similar matter?Typical, anonymised examples, for illustration only. They do not prejudge the outcome of a matter, which depends on each situation.
Entrust my matter to the firmExpertise & authority
Ongoing review and analysis of Luxembourg and European case law
Avocate à la Cour, List I of the Luxembourg Bar since 2009
Trained at the London School of Economics, formerly at Clifford Chance and Bonn Steichen & Partners
Member of international networks: EILN, AEA, Cross Border Advisory Solutions
Every matter handled and approved by a lawyer admitted to the Bar
Support in 7 languages, clients of 170 nationalities
Testimonials
What our clients say
Had a consultation with Me Cora Maglo about my Luxembourg Blue Card application. She explained everything clearly: the process, timeline and documents I need, and helped me with my wife’s family reunification too. Honest and practical advice. I felt confident after talking to her.Farshid Pourlatifi
J’ai beaucoup apprécié le service de Maître Maglo : son sérieux, sa sympathie, son professionnalisme et sa disponibilité. Toujours répondu rapidement et clairement, avec des conseils pragmatiques, sans pousser à des procédures longues et coûteuses lorsqu’elles ne sont pas justifiées.Nathan Wirtzfeld
Super assistance and great support! Highly recommend. All my questions were answered, Cora and her team kept me updated all the time. I will definitely reach out to them next time for my residency.Tatiana
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